reducing bank fees.

avoid late payment fees

Late payment fees are charged if you miss your repayment date or pay less than the minimum amount.

To help avoid this, set a reminder in your calendar for your regular repayment date to ensure payments are made on time.

Alternatively you can also set up an automatic direct debit for your monthly credit card payment. You can select to make the full repayment, minimum repayment or a set dollar amount.

how can I avoid paying ATM Operator Fees?

These four tips can help you avoid paying ATM operator fees:

  • Withdraw cash or check your account balance at ME Bank, Westpac, St.George, Bank of Melbourne and BankSA ATMs (except ATMs at BP stations). There are more than 3,000 ATMs to choose from nationally.
  • Take out extra cash when using EFTPOS to make your purchases. These transactions are excluded from the ATM operator fee.
  • Check your account balance using ME Bank's fee free Phone and Online Banking service.
  • Use ME Bank's Online Banking to transfer money and pay your bills.