frank, a credit card stripped bare.

frank may take it all off, but there’s nothing sleazy about this credit card. Currently a $0 annual fee± and 11.99% p.a.^ variable rate on purchases, frank is ME’s low rate black and white credit. 

learn more about frank. 


variable rate on purchases.


that's zip, zero, zilch.

card lock

misplaced frank?

Get online to put a temporary stop on it – instantly.


up to 55 days interest free.

on purchases.#.


tease free.

no short-term introductory offers that spike later.

Credit Cards

two card colours.

frank's just black or white..

don't take frank's word for it.

EC Fee Free Credit Card
EC Low Rate Credit Card
BOB Cheapest Credit Card Bank

the legal stuff.

^ Interest rate is current at 22-Feb-2018 and subject to change. 

*Cash advance fee of $4 or 2% of the amount of the cash advance (whichever is greater) and other transaction fees may apply. 

± Terms, Conditions fees and charges apply and are subject to change. 

#Up to 55 days interest free only applies if you pay your balance in full by the due date each month.

Applications are subject to credit approval.

Members Equity Bank Ltd ABN 56 070 887 679 (ME) holds Australian Credit Licence 229500 and is the provider of the credit product referred to above .

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Credit card award information
Mozo fee free: Winning cards were judged the easiest for cardholders to avoid paying any fees as long as all spend was Australian purchases and they paid their outstanding balance in full each month. 
Mozo low rate: Winning cards were judged the cheapest for cardholders with an ongoing revolving balance. 
Money Magazine: Winning cards were ranked by total cost to cardholders (including interest and annual fees) of revolving a $2,500 debt over the prior 12 months.