More bank for your buck.

Get everything you need for day-to-day banking, all for a monthly account-keeping fee of zero. Zip. Nada.

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Knock out ATM fees

Get free access at over 3000 ATMs – and if you use any other Australian ATM, we’ll refund your ATM fee within 30 days.


Dollars and sense

Bank with no monthly fees, and keep more of your cash to yourself.

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Pay your way

Use your Buck™ Debit Mastercard to tap & go™ in person, buy online or even shop overseas – all with your own money.

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No minimum deposit

It’s your money; we won’t tell you what to do with it. Say yes to convenience, no to obligations.

Just the facts.

Monthly fee
Overdraw fee
Free ATM access
At over 3000 ATMs, including Westpac, St.George, Bank of Melbourne and BankSA
ATM fee refund
Get a refund on any withdrawal fees at any other ATM in Australia within 30 days
Want to see all the fees? Check out the fees and charges guide for all the nitty gritty.

But wait, there's more..

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Save more

Open an Online Savings Account with your Everyday Transaction Account and you could earn a bank load of bonus interest.#

Online Savings Account

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Do good

Choose a pink debit card and ME will donate one cent to the National Breast Cancer Foundation for each card purchase you make.

Apply here to go pink

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Stay safe

Enjoy extra protection against fraud with Mastercard’s Zero Liability coverage and SecureCode®.


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Feel special

Get special offers across Australia and overseas as part of Mastercard’s Priceless® Cities program.

Priceless offers

Apply now.

Let's make beautiful banking together

What you need to apply

Who you need to be
  • at least 16 years old
  • an Australian citizen, permanent resident, or resident for tax purposes with an Australian residential address
  • opening an account for personal use
In hand
  • your drivers license or passport
On the clock
  • about 5 minutes

Bank on the go.

Bank whenever the mood strikes with our handy mobile banking app.

App Download Me Bank

Help and

Snappy answers to your banking questions.

Step up your finance game.

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Protect your identity online

Almost four million Australians have been a victim of fraud. Don’t let it happen to you.

Read more

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Get financially fit

Hone your finance skills with Ed, the online school of money that’s fast and free.

Read more

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Set budget goals.

Feel like you're never getting ahead financially? Try these three simple budgeting hacks.

Read more

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the legal stuff.

Everyday Transaction Account terms and conditions (37 pages)
Fees and charges guide (1 page)
Online Savings Account terms and conditions (37 pages)

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

#Online Savings Account (OSA) variable bonus interest terms and conditions.
To get bonus interest on your OSA for any calendar month you must have a ME Everyday Transaction Account (ETA) and during that month make a weekly purchase with your ETA Debit Mastercard using tap & go. Bonus interest is only payable on balances up to $250,000 on the first OSA you open. You’re automatically eligible for bonus interest on your first OSA unless it was opened before 10/08/15, in which case you’re only eligible upon request. If you don’t meet all of these bonus interest conditions you’ll receive variable base rate interest only, however in any month we may without notice waive the requirement for you to meet all of these conditions. We may change or withdraw the bonus interest offer at any time.

Terms, conditions, fees and charges apply. This is general information only and you should consider if this product is right for you.

Free ATM access terms and conditions

Free access at our preferred ATM network of Westpac, St.George, BankSA and Bank of Melbourne ATMs. Open your new Everyday Transaction Account & receive a refund on fees incurred at all other ATMs in Australia within 30 days of the transaction. We may change or withdraw this offer at any time.