ME MasterCard.

  This product is no longer available and has been replaced with frank, a low rate credit card


low rate

A low variable interest rate of just 12.25% p.a. and up to 44 days interest free on your purchases. 


low cost cash

Get cash advances and purchases on the same low interest rate.

shop safely

Your purchases are protected by MasterCard Zero Liability# – use your card in confidence in stores, online or over the phone.

low interest

variable rate.


12.25% p.a.








ME - Facts and Fees

facts & fees

ME - Read FAQs

read FAQs

ME - Contact Us

call us




Frequently Asked Questions:

How do I pay my Mastercard Account?

When it comes to paying your MasterCard® account, it couldn't be easier. ME offers the following fee free and convenient payment options:

• Direct Debit from a nominated bank account
• Transfer from other ME accounts
• Cash or cheque deposit at any Australia Post Bank@Post™ outlet.


The direct debit option allows you to choose how much you would like to pay from the following options:

• the minimum monthly repayment,
• account paid in full each month,
• a set percentage of the monthly statement amount, or
• a set monthly amount.


Can I make a bill payment with my MasterCard®?

This depends on whether the biller accepts credit cards as a method of payment. If credit cards are accepted, your bill payment is processed as a purchase.


How does the 44 day interest free period work?

The 44 day interest free period on purchases is made up of your 30-day (monthly) statement cycle, plus 14 days from the statement date until the due date for payment.


The interest free period you receive will depend on when you make the purchase in the statement cycle.


For example, if you make a purchase on the first day of your statement cycle, it will attract the maximum 44 interest free days from the time of purchase to the time the payment becomes due.


Please note that to qualify for the interest free period, you must have paid the balance of your previous statement in full and you must pay the current statement in full by the due date.




things you should know.

Interest rate is current as at 22-Feb-2018 and subject to change. 


MasterCard and the MasterCard brand are registered trademarks of MasterCard International Incorporated. 


# MasterCard Zero Liability protection is subject to meeting MasterCard's conditions. For full details of the MasterCard Zero Liability policy and conditions visit Tap & Go and PayPass are trademarks of MasterCard International Incorporated.


Fees and charges apply. Terms and conditions available on request. Applications are subject to credit approval.