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Do the maths.

We've got a whole crate of home loan calculators to help you min/max your loan options.

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Borrowing power

Find out how big a slice you can borrow based on your earnings.

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Loan repayments

Tinker with the options and suss out your potential repayment amounts.

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Extra Repayments

Get a taste of what your repayments will work out to be should you ever increase them.

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the legal stuff.

        1. (1) Interest rates are current as at 22-Feb-2018 and is are subject to change. The variable interest rate may include a discount or margin that is applied to the product’s variable reference rate. Discounts are offered to new home loan applications only. The discount cannot be used with any other rate promotion. Existing applications, internal refinances, top ups, additional advances or variations of existing home loans are not eligible. We may change or withdraw any discount or margin at any time.

        2. (2) Home Loan comparison rates are based on a loan of $150,000 for a term of 25 years, repaid monthly. WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates. The comparison rates for interest only fixed loans are based on the interest-only period being equal to the fixed rate term.

        3. (3) A current fixed rate can be secured for 90 days by paying a $500 rate lock request fee. At settlement you will get the better of the two rates.

        4. (4) The repayments quoted in this calculator are based on the inputs that you have populated and should be used as a guide only. When calculating repayments for a variable interest rate, we have assumed that the rate stays the same for the duration of the loan term, as we cannot predict future rate changes. The repayments quoted for fixed interest rates are only applicable for the duration of the initial fixed rate period. Any applicable fees and charges or other amounts that may be charged to your loan (e.g. Lenders Mortgage Insurance if you are borrowing more than 80% of the value of your property) have not been included in these calculations.

        5. (5) Solicitor, valuation and agent fees may apply.

          *Member Package annual fee of $395 applies.

          Terms, conditions, fees and charges apply. Applications are subject to credit approval.

Must be more than $40,000

Must be less than $10,000,000

Must be more than $1