This time, it’s personal.

Finances falling short of your goals? Get what you need, now, with a ME low interest personal loan.

Low interest

Rates that keep your repayments manageable.

Low fee

There’s a one-off $250 set up fee – and no ongoing fees at all.

Pay early

Pay off your loan early with no penalty.

No security needed

No home or cash reserves? No problem.

Go your own way.

Get what you need, without the waiting.

Debt consolidation






Debt consolidation






Know the numbers.

Use our personal loan calculator to work out exactly what your repayments will be.

Just the facts.

Interest rate
12.49% p.a.
Comparison rate
12.86% p.a.1
Security needed
Establishment fee
Account-keeping fee
Minimum & maximum
$5000 – $50,000
Loan terms
1 – 7 years
Fortnightly or monthly
Early loan repayments
No fee
Extra repayments
No fee
  • Other fees
    Paying the loan into your account
    Paying the loan to you by cheque
    No fee for the first 3 cheques, $6 for each cheque after that
    Direct debit dishonor fee (if the funds aren’t there to make your repayment)
    Balance or transaction enquiries
    Duplicate statement fees
    $5 per page

Apply now.

What you need to apply

Who you need to be
  • at least 18 years old

  • an Australian citizen or permanent resident

  • applying in your own name

  • have a good credit rating

In hand
  • your drivers license or passport

  • if you have an employer, your three most recent pay slips

  • if you’re self-employed, your tax returns and tax assessment notices for the last two years

On the clock
  • about 10 minutes

Managing your loan.

The lowdown on taking care of your personal loan.

  • When will I get my loan?

    Once you’re approved for a loan, it will probably take around two business days for the money to be transferred to your account.

Still have a question? Find more answers

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the legal stuff.

Interest rates are current as of 22-Feb-2018 and subject to change.

1Comparison rate calculated on an unsecured loan of $30,000 for a term of 5 years, repaid monthly.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Terms, conditions, fees and charges apply. Applications are subject to credit approval.